27 Best Personal Finance Affiliate Programs to Join

Ever dreamed of being the next Warren Buffett of affiliate marketing? You’re in luck!

Personal finance affiliate programs offer some of the most lucrative opportunities in the digital marketing space, with commissions that can reach up to $1,000 per conversion.

Whether you’re a finance blogger, YouTuber, or social media influencer, there’s serious money to be made helping others manage their wealth.

Let’s explore the 27 programs that could transform your side hustle into a profitable venture.

27 Best Personal Finance Affiliate Programs to Join

When you’re ready to monetize your personal finance content, choosing the right affiliate programs can make a huge difference in your earnings!

Check out these top-paying options for your financial blog or website:

• Personal Capital offers a sweet $100 per qualified lead with their net worth calculator and retirement tools 📊
• SoFi’s diverse financial services can earn you up to $150 per referral 💰
• NerdWallet pays generously for credit card referrals – up to $100 each!

For crypto enthusiasts, Coinbase and Binance offer solid programs.

Plus, investment platforms like M1 Finance and eToro give you multiple ways to earn through trading referrals.

With proven online opportunities, you can earn money from these affiliate programs anywhere in the world.

Why Join Personal Finance Affiliate Programs?

As more people seek guidance on managing their money, personal finance affiliate programs offer an exciting opportunity to earn while helping others achieve financial freedom!

You’ll love that these programs offer high commission rates – sometimes up to 50%!

Plus, there’s always strong demand for financial services, which means consistent referral opportunities for you.

The best part? You don’t need to create products yourself. Just choose programs that match your expertise and start promoting!

Whether you’re interested in budgeting apps, investment platforms, or credit cards, there’s a perfect fit for you.

You can work remotely, set your own schedule, and build multiple income streams while helping others succeed financially!

Creating diverse income streams allows busy professionals to earn passively while maintaining their regular careers.

Top 27 Personal Finance Affiliate Programs to Join

From budgeting tools to investment platforms, you’ll find great opportunities for every niche.

Popular choices like YNAB and Credit Karma offer reliable income streams, while high-ticket options like LifeLock and National Debt Relief can boost your earnings considerably! 🎯

Implementing frugal living strategies can help your audience save money while you earn commissions promoting these financial tools.

Investment & Trading Platforms

Investment and trading platforms offer some of the most lucrative affiliate opportunities in personal finance today.

You’ll find top programs like eToro paying up to $500 per referral, while popular apps like Robinhood and Coinbase offer competitive commissions for bringing in new traders.

Whether you’re interested in promoting traditional stock trading or cryptocurrency platforms, these programs give you plenty of options to earn while helping others start their investment journey!

Many beginners find success with high-paying affiliate programs that provide comprehensive marketing support and training materials.

1) eToro Affiliate Program

The powerhouse platform eToro offers an attractive affiliate program that lets you earn commissions by referring new traders to their social trading network.

With over 30 million users worldwide, there’s huge potential to grow your income!

You’ll earn up to $500 per qualified referral through their CPA model, plus you can get a 25% revenue share from your referred traders’ activities.

The cookie duration is 30 days, giving you plenty of time to convert leads.

They’ll provide you with everything needed to succeed:

• Custom banners and landing pages
• Easy tracking systems
• Educational resources
• Dedicated affiliate manager support

2) Binance Affiliate Program

Leading cryptocurrency exchange Binance offers one of the most lucrative affiliate programs you’ll find in the crypto space.

You can earn up to 50% commission on trades with no lifetime caps!

To qualify, you’ll need either:

• 5,000+ social media followers
• 2,000+ business users
• A crypto community with 500+ members

The commission structure is pretty sweet:

• 41% base rate on spot trading
• 40% on futures trading
• Extra bonuses up to $72,000 monthly

You’ll also get access to marketing tools, analytics, and early product features.

Plus, there’s dedicated account management to help you maximize your earnings.

3) Robinhood Affiliate Program

Popular trading app Robinhood offers an attractive affiliate program that’s perfect if you’re looking to earn money by promoting investment opportunities.

You can earn $5 for each lead and $20 when someone funds their account through your referral link. The program runs through Impact’s platform, with a generous 30-day cookie window to track conversions.

Ready to join? You’ll need to:

• Apply through Robinhood’s website
• Share details about your audience and traffic
• Set up an Impact account once approved

The minimum payout is $50, and you’ll get paid monthly.

Plus, you’ll get access to marketing materials and performance tracking tools to boost your success!

4) Coinbase Affiliate Program

Cryptocurrency enthusiasts looking to monetize their following can earn substantial rewards through Coinbase’s affiliate program.

You’ll earn 50% of trading fees from your referrals for their first three months – that can add up to thousands monthly!

The program is free to join through the Impact network. Once approved, you’ll get:

• Unique tracking links
• Marketing materials and banners
• Custom landing pages
• Detailed performance reports

Payouts are super flexible with a low $10 minimum threshold. You can receive payments via PayPal or bank transfer in your local currency.

The 30-day cookie window gives your referrals plenty of time to sign up!

5) M1 Finance Affiliate Program

Smart investors can earn impressive rewards with M1 Finance’s affiliate program, which offers $70-$100 commissions for every funded account you refer!

You’ll get access to tons of marketing materials and support through the Impact network to help you succeed.

Plus, with a 30-day cookie window, you’ve got plenty of time to convert your leads into funded accounts.

What makes M1 Finance special is its hybrid approach – combining robo-advisor features with self-directed investing options.

That means you can promote it to both hands-off and active investors!

Ready to start? Just visit M1’s website, apply, and start sharing your unique referral links! 🚀

Banking & Money Transfer Services

Banking and money transfer affiliate programs give you excellent opportunities to earn while helping others manage their finances internationally.

You’ll find some of the most lucrative options with programs like Wise (formerly TransferWise), Revolut, ANNA Money, and SoFi – each offering competitive commission rates for referring new customers.

These programs are particularly great if you’ve got an audience interested in digital banking, international transfers, or business banking solutions!

6) Wise (TransferWise) Affiliate Program

Money transfers across borders don’t have to be expensive or complicated – that’s where Wise (formerly TransferWise) comes in with their attractive affiliate program.

You’ll earn commissions starting at £10 for personal users and up to £50+ for business referrals!

Ready to promote? You’ll get access to marketing tools, tracking analytics, and multi-language support.

Plus, you can monetize your content across travel, finance, and international living topics! 🌍💰

7) Revolut Affiliate Program

Three compelling reasons make Revolut’s affiliate program stand out: high commissions, recurring revenue potential, and a globally recognized fintech brand.

You’ll love how easy it’s to get started – just fill out a simple online application. Once approved, you’ll get access to everything you need: promotional banners, social media posts, and trackable referral links.

The program pays fixed commissions for paid plans and business accounts (up to £500!), with monthly payouts when you reach £50.

Pro tip: Focus on promoting business accounts and premium plans since free accounts don’t earn commissions.

Best of all? There’s no fee to join! 🎉

8) ANNA Money Affiliate Program

For UK-based entrepreneurs and marketers, ANNA Money’s affiliate program offers an exciting opportunity to earn £100 per approved business account signup!

You’ll love promoting ANNA’s all-encompassing business banking solution, which includes a chat-based app, instant virtual cards, and automated financial tools.

Your referrals can set up their accounts in under 10 minutes! Plus, with that distinctive “meowing” debit card, you’ve got a unique selling point that’ll make your promotions stand out. 🐱

9) SoFi Affiliate Program

When it comes to high-paying financial affiliate programs, SoFi stands out as one of the most diverse and rewarding options you’ll find!

You can earn between $75 to $300 per successful referral, with some products like student loan refinancing paying up to $1,000.

What makes SoFi great for affiliates:

• Wide range of financial products to promote
• 30-day cookie duration
• Free to join
• Trusted fintech brand
• Excellent marketing materials

Perfect for finance bloggers and influencers, you’ll get detailed tracking tools to monitor your success.

Just remember: commissions are only paid when loans are approved and funded, and referrals from Ohio, Michigan, and Vermont don’t qualify.

Budgeting & Financial Planning Tools

Financial planning tools are a smart way to monetize your personal finance blog or website, with several excellent affiliate programs to choose from.

Popular options like Quicken, YNAB, and ProjectionLab offer attractive commission rates when you help your audience find budgeting solutions that work for them.

You’ll also find valuable opportunities with Credit Karma and Credit Sesame, which combine budgeting features with credit monitoring services that your readers will appreciate!

These tools can help users avoid common budget mistakes that often lead to financial difficulties down the road.

10) Quicken Affiliate Program

Looking to monetize your personal finance blog or website? Quicken’s affiliate program offers an excellent opportunity to earn while helping your audience manage their money better!

You’ll earn up to $32 for each Quicken Home & Business subscription and $16 for Simplifi referrals.

The program’s perfect if your audience includes:

• Money-savvy individuals aged 40+ (Quicken)
• Younger folks seeking simple budgeting tools (Simplifi)
• Small business owners
• People focused on retirement planning

Joining is free through the Impact platform, and you’ll get helpful marketing materials like banners and text links.

Plus, their trusted brand name helps boost your conversion rates!

11) You Need a Budget (YNAB) Affiliate Program

The You Need a Budget (YNAB) affiliate program stands out as another excellent choice for personal finance content creators!

With commissions starting at $6 per free trial sign-up and increasing to $10 after 200 referrals, you’ve got great earning potential.

What makes YNAB special:

• Free software access for authentic content creation
• Extensive marketing resources and workshops
• Dedicated affiliate manager support
• Strong 80%+ user retention rate

Perfect for bloggers and influencers focusing on debt reduction and savings, YNAB’s cloud-synced platform resonates especially well with millennials.

You’ll get everything needed to succeed: creative assets, educational materials, and analytics tools to track your performance! 🎯

12) ProjectionLab Affiliate Program

When it comes to advanced financial planning tools, ProjectionLab’s affiliate program offers an exciting opportunity with its generous 20% recurring commission structure!

You’ll love how easy it’s to promote this thorough financial planning platform to your audience, especially if they’re interested in FIRE or detailed retirement planning.

The program runs through FirstPromoter, making it simple to track your earnings and manage referrals.

Key benefits for affiliates:

1. Two-year commission period on recurring subscriptions
2. Privacy-focused platform with in-browser data storage
3. International appeal with multiple currency options
4. Free trial features for demo content creation

Ready to join? Just create your FirstPromoter account and start earning! 🚀

13) Credit Karma Affiliate Program

Moving from individual financial planning to broader money management tools, Credit Karma stands out as a powerhouse in the personal finance affiliate space!

With over 100 million members, it’s a trusted name that makes promoting their services a breeze.

You’ll earn around $6 for each user signup, and their 30-day cookie duration gives your referrals plenty of time to convert.

The program offers:

• Free credit score monitoring tools
• Tax services
• Personal finance recommendations
• Easy-to-use promotional materials
• Extensive tracking dashboard

Perfect for bloggers and content creators in the financial space, Credit Karma’s affiliate program combines brand recognition with solid commissions.

Plus, their dedicated support team helps optimize your campaigns! 🎯

14) Credit Sesame Affiliate Program

As a major player in the credit monitoring space, Credit Sesame’s affiliate program offers an exciting way to earn while helping others improve their financial health!

You’ll love how easy it’s to get started – there’s no cost to join, and you’ll get access to ready-made marketing materials plus dedicated support.

The program offers a 30-day cookie window, giving you plenty of time to convert your referrals.

1. Earn $3-$6 per approved sign-up
2. Choose from CPA or revenue share models
3. Access real-time tracking and reporting
4. Receive personalized support and creative assets

Perfect for bloggers and content creators in personal finance, credit repair, and loan niches! 🎯

Lending & Credit Services

Popular affiliate programs like NerdWallet, Experian, and The Ladders can help you earn money by promoting lending and credit services to your audience.

You’ll find NerdWallet’s program especially appealing if you’re looking to share personal loan comparisons and credit card recommendations.

Experian’s program lets you promote credit monitoring services that your readers will find valuable.

The Ladders stands out by offering career-focused financial tools, making it a great complement to other lending and credit programs if your audience is interested in career advancement alongside their credit journey!

15) NerdWallet Affiliate Program

When it comes to financial affiliate programs, NerdWallet stands out as a powerhouse in the industry.

You’ll love their impressive commission structure, offering up to $100 per approved credit card application!

Through the CJ Affiliate Network, you can tap into NerdWallet’s massive audience and diverse range of financial products.

Their 14-day cookie duration gives your referrals plenty of time to convert.

Here’s what makes NerdWallet’s program special:

1. Access to extensive marketing tools and resources
2. High-converting promotional materials
3. Performance tracking capabilities
4. Multiple revenue streams through various financial products

Want to maximize your earnings?

Their program works best if your audience is interested in credit cards, loans, or financial advice. 🎯

16) Experian Affiliate Program

The setup process is straightforward:

• Apply via email with your website details
• Get approved within 2 business days
• Start promoting using your unique tracking links

Just keep in mind the 10-day cookie window, and remember you’ll need PayPal for monthly payments.

17) The Ladders Affiliate Program

Moving from Experian’s credit monitoring services, let’s look at another promising financial affiliate opportunity.

Ladder’s affiliate program offers a great way to earn by promoting innovative life insurance products to your audience.

While specific commission rates aren’t public, you’ll benefit from:

1. A 30-day cookie duration to track your referrals
2. Marketing resources to boost your promotional efforts
3. Flexible life insurance products that are easy to promote
4. Multiple content creation options (blogs, videos, social)

The program’s CPS model means you’ll earn for every successful sale.

It’s perfect if you’re targeting U.S.-based audiences interested in financial security!

Accounting & Business Finance Tools

If you’re looking to promote accounting and business finance tools, you’ll find some excellent opportunities with industry leaders.

Popular options include the QuickBooks affiliate program, which offers generous commissions for one of the most trusted names in accounting software, along with rising stars like FreshBooks, Pleo, and Moss that provide modern solutions for expense management and bookkeeping.

These programs let you tap into the growing demand for cloud-based financial tools while earning competitive commissions for referring business owners and entrepreneurs!

18) QuickBooks Affiliate Program

When seeking profitable affiliate opportunities in the accounting software space, QuickBooks’ affiliate program stands out as an attractive option for content creators and marketers.

You’ll earn up to 10% commission on first-year subscriptions, with payments made monthly once you hit the $50 threshold.

1. Easy application process through networks like CJ Affiliate and PartnerStack
2. 30-45 day cookie duration to track your referrals
3. Access to marketing materials and tracking tools
4. Multiple payment options including PayPal, direct deposit, and Payoneer

Getting started is simple – just have a functioning website, sign up through your preferred network, and start sharing your unique affiliate links! 🚀

19) FreshBooks Affiliate Program

The FreshBooks Affiliate Program offers content creators an exciting way to earn substantial commissions in the accounting software space.

You’ll earn up to $10 for free trial signups and $200 for paid subscriptions, with a generous 120-day cookie window to track conversions.

Want to join? You’ll need an active website or blog focused on business finance topics.

Once approved, you’ll get access to marketing materials like banners and promotional content through ShareASale’s dashboard.

The program pays monthly when you hit the $50 minimum threshold.

Plus, you’ll get helpful resources for boosting your income, including article ideas and social media tips! 🚀

20) Pleo Affiliate Program

Smart business owners looking to monetize their finance-related content will love Pleo’s affiliate program through financeAds. You’ll earn £55 for each qualified lead when businesses sign up using your referral link.

Operating in eight European countries, Pleo offers powerful business finance tools that make it easy to promote:

1. Smart company cards with customizable spending limits
2. Automated expense reporting and analytics
3. Seamless integration with Xero, Gmail, and other popular tools
4. Bank-level security features for peace of mind

Best of all, you can promote Pleo through various channels, including social media, display ads, and text links!

21) Moss Affiliate Program

By joining Moss’s affiliate program, you’ll tap into an exciting opportunity to earn commissions while promoting their innovative accounting and business finance tools.

The program pays competitive rates, starting from 1.6% and reaching up to 8% per sale. Plus, you’ll get a 30-day cookie duration to track your referrals.

Once you hit the £25 threshold, you can collect your earnings monthly! 🎉

You can promote Moss through:

• Social media posts
• Blog content
• Email newsletters

What makes this program great is its user-friendly platform and dedicated support team.

Focus on creating authentic content that showcases how Moss helps businesses manage their finances better.

Wealth Management & Retirement Planning

Two major investment platforms in the UK offer attractive affiliate opportunities that you’ll want to check out.

Moneyfarm’s program lets you earn commissions by promoting their digital wealth management services, which include personalized portfolios and retirement planning options.

If you’re interested in partnering with one of the UK’s largest investment firms, Hargreaves Lansdown’s affiliate program gives you access to promoting their extensive suite of investment products and retirement solutions!

22) Moneyfarm Affiliate Program

Looking to promote wealth management services that actually deliver value?

Moneyfarm’s affiliate program lets you earn commissions by connecting investors with professional portfolio management across Italy and the UK.

What makes Moneyfarm stand out:

1. Up to 50% lower management costs than competitors
2. Flexible investment options with no withdrawal fees
3. Dedicated financial consultants for personalized guidance
4. Commission structure rewards both leads and completed sales

You’ll earn fixed commissions when users open Securities Accounts and make their first investments.

While approval takes 60 days, you can promote through multiple channels like blogs, comparators, and email marketing.

Just remember to get those social posts approved first! 🎯

23) Hargreaves Lansdown Affiliate Program

Financial powerhouses don’t come much bigger than Hargreaves Lansdown, and their affiliate program lets you tap into one of the UK’s most trusted wealth management brands.

You’ll earn solid commissions on various financial products – £25 for Investment Guides, £50 for Fund Accounts and Junior ISAs, and £3 for Stocks and Shares ISAs.

With a 45-day cookie window, you’ve got plenty of time to convert your referrals!

Getting started is straightforward – just fill out a quick application form.

You’ll get real-time tracking, dedicated support, and promotional materials to help you succeed.

Plus, there’s no limit to what you can earn! 🚀

Freelancing & Gig Economy Platforms

Looking to earn money by promoting freelance platforms?

As the gig economy continues to explode (with 1.57 billion freelancers expected by 2025!), platforms like Upwork and Toptal offer lucrative affiliate opportunities for bloggers and content creators.

You can earn commissions by referring both freelancers and clients to these platforms, creating a steady stream of passive income while helping others discover flexible work opportunities.

These platforms are particularly valuable for retired professionals looking to supplement their retirement income through flexible, part-time work arrangements.

24) Upwork Affiliate Program

As the gig economy continues to grow, Upwork’s affiliate program presents an exciting opportunity for content creators and website owners to earn commissions by connecting businesses with freelance talent.

You can earn up to $150 per new client referral with a generous 70% commission rate on first contract spend!

Key benefits of joining include:

1. Worldwide participation availability
2. 30-day cookie duration for tracking referrals
3. Access to diverse promotional materials
4. Dedicated affiliate support team

The application process is straightforward – just fill out a form on Upwork’s website and you’ll typically receive approval within days.

Plus, you’ll get your unique referral link and marketing resources to kickstart your campaigns! 🚀

25) Toptal Affiliate Program

The Toptal affiliate program stands out as one of the most lucrative opportunities in the freelancing space, offering an impressive $2,000 commission for each successful referral!

You’ll love that the program gives you 30 days to convert leads through your unique affiliate link.

While the $2,000 minimum payout threshold might seem high, it equals just one successful referral. 😊

Perfect for B2B and HR-focused content creators, you can promote Toptal’s exclusive network of top 3% global talent.

The brand’s strong reputation makes it easier to convince businesses looking for premium freelancers in tech and design fields.

Tips for Success in Personal Finance Affiliate Marketing

While succeeding in personal finance affiliate marketing requires dedication and strategy, you’ll find it’s completely achievable with the right approach!

Focus on building trust with your audience by creating valuable content that solves their financial challenges.

Your success in this niche depends on four key elements:

1. Choose programs that align perfectly with your audience’s needs
2. Create high-quality, educational content that helps solve money problems
3. Stay transparent about affiliate relationships to maintain trust
4. Track your performance and adjust strategies based on data

Remember to think long-term and keep your audience’s best interests at heart.

Focusing on recurring commission programs can help establish a more predictable income stream while you grow your affiliate business.

With consistency and authenticity, you’ll see your affiliate income grow!

Frequently Asked Questions

Last Word

Ready to start earning passive income through personal finance affiliate programs?

With options spanning investments, banking, wealth management, and more, you’ll find perfect opportunities to match your content and audience.

By implementing the tips and strategies shared here, you can build trust with your readers while earning generous commissions.

Take action today – choose a program that aligns with your goals and start creating valuable content that helps others succeed financially!